Exclusive access

Split your biggest bills for free.

Kara invited you to split your bills with Split Pay. Your first month is free. Pay half now, half later. No credit check and works anywhere you pay bills.

Claim your free month

Why Split Pay.

Sync your biggest bills with how you get paid.

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Smarter way to pay

Split your rent into two smaller payments that line up with your paychecks.

No credit check

Approved based on cashflow. Your credit is never touched.

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Works in any building

Use it with any resident portal, no landlord involvement. They see a normal bank payment.

Claim your free month

Up and running in 2 minutes.

Three quick steps. No credit check, no landlord approval.

1

Connect your bank

Quickly connect with Plaid. No impact on your credit score.

2

Get your account number

We'll give you routing and account numbers to use for payment.

3

Pay in two installments

Half now, half later. Full rent arrives on time and nothing changes for your landlord.

Trusted with $550M+ in payments processed
★★★★★
Awesome customer service
Split Pay already makes paying rent less painful — but a huge shoutout to Edward in customer service who went above and beyond. Give that man a raise.
App Store · Verified user
★★★★★
Works in any building
My landlord doesn't even know I use it. It just shows up as a normal bank payment in their system. Game changer.
App Store · Verified user

FAQs

Do I need my landlord's permission?
No. Your landlord just receives a normal bank payment — they don't need to do anything or even know you're using Split Pay.
Does this affect my credit?
No credit check. We approve based on cashflow via Plaid — your credit score is never touched.
What if I pay my landlord directly?
Still works. We'll text or email your landlord a link to enter their bank details and accept the first payment.
How much does it cost?
$9.99 + 1.5% per month — after your free first month. Cancel anytime.
Can I split anything besides rent?
Yes — we also offer Mortgage Split Pay and Auto Loan Split Pay. See what else you can split →